👋 Welcome to Directlend AI
Find the perfect lender for your financing needs
Answer a few questions and see your top match in minutes
$5k - $25M
15+
Lending types
Compare financing options without the hassle
No impact on your credit score
Matched in minutes, offers in hours
75+
Lending partners
3
matches in minutes
How directlend.ai works for you
Directlend is an online platform designed to streamline the lending process by connecting you directly with the top lenders for your business.
Connecting your business datapoints to the most qualified lenders for you
Featured on:
Our network lender types
Lender
Rating
Best for
Max loan
amount
Min. Time in business
Min. interest rate
Term
length
Fundbox
4.9/5
low revenue businesses
$250,000
3 months
36%
3 to 6 months
How directlend.ai works
Getting a business loan can be challenging, especially with so many factors. Your business age, revenue, and credit score can play a role in deciding which product is right for you.
Let us find you the perfect match for your financing needs, without being bombarded by brokers.
Answer a few questions
Answer a 2-minute questionnaire about your business to unlock your top lending options.
See your top matched lenders
View and compare your top direct lenders based on your preferences
Apply directly with your top choice
If you'd like, apply to your top-matched lender(s) instantly to get hard offers.
Business Financing options
Business line of credit
With a business line of credit, a financial institution gives you a credit limit, or a maximum amount of capital you are able to draw on at any given time. Just like a credit card, you only pay interest on the amount you use.
$1k-3M
Loan Amount
1-2 days
Speed of Funds
Interest Rate
1.25%-28%
Our lend-match technology
Directlend AI analyzes dozens of data points you enter when building your business profile and compares them to the guidelines of 75+ lending partners.
The result is 3 top matches for your business, based on your business profile, helping you find the best rates and terms possible.
Our matching system is trained on each lender's:
- Current rates and terms
- Payment options & timeline
- Monthly revenue & credit
- Industry & business type
Weighing these factors, we can ensure that your business matches the lender with the highest likelihood of providing you with an approval.
Business Financing Guide
Time in business
Your business will be in a stronger position to borrow if you can prove you have a track record of solid revenue over the past one to two years.
Cashflow
A business cash-flow projection shows when money is collected, when cash goes out and what’s left. Lenders typically like to see that you understand where your business’s money is going each month.
Credit Score
Lenders use your credit score to determine your riskiness as a borrower. In most cases, you’ll need a good to excellent credit score in the mid-600s or higher to get a business loan, although certain lenders allow scores as low as 500.
Collateral
Some of lenders may offer more favorable rates and terms when collateral is available. Typical forms of collateral include real estate, equipment, money owed to your company (accounts receivable), and even cash. (Collateral is not required)
